The Emergency Home Repair Program gives loans to homeowners to make
repairs to their home that would correct an unexpected emergency
situation threatening the structure and/or the life and health of the
household. A maximum of $5,000 is available for each loan.
participants must have owned their home for at least two years and meet
household income requirements. Loans for roofing repairs are not
eligible under the Emergency Home Repair Program unless the damage is
the result of a catastrophe, as opposed to normal deterioration, and
repairs do not exceed the $5,000 maximum amount allotted.
Loan Terms & Income Requirements
Loan terms for households with incomes at or below 50% of average median income (AMI) will receive no interest and be forgiven after five years.
Loan terms for households with incomes at or below 80% and above 50% of AMI will receive a five year term with 3% interest and monthly payments.